Do you ever find yourself having to do something just because of your debt?
For instance, do you have to take a job that pays well over a job that you are interested in or that you have a passion for?
Do you have to forgo an exotic vacation because you can’t afford it because of your credit card payments?
Do you find yourself spending all of your hard earned money on bill payments instead of savings or things that you would like to spend your money on?
Um, pretty much all of those are me right now.
Today I had to waste 3 hours getting an employment assessment with the unemployment office in order to keep getting my unemployment checks (more on that tomorrow!). It was a complete and total waste of time, but I had to go because I need the money from the unemployment checks. Luckily I had two messages about potential jobs when I got home!
I have hated my recent jobs. And the types of jobs that I am interviewing for – I know I’m going to hate those too because they are all the same types of positions. Sadly, I do not have a lot of choice at this point as debt dictates that I need the highest paying job possible. My current unemployment stint is only making that even more the case.
Sure, I could get two lower paying jobs and come out the same in the end. However, I’m not doing that because it would be many more work hours. Before I became unemployed I was making a little extra cash online, which was going towards the debt so that I could stop working jobs I hate.
Ah, debt is a vicious cycle. And the shackles and chains are way strong.
I plan on breaking those shackles and chains though. I have declared war on debt.
Hopefully it will not be quite the long and drawn out war that Bush currently has the US troops fighting overseas. Nope, I want a nice quick war against debt.
After having to go to the dreadful thing I went to today I was left with one thought – this has got to change.
I have got to annihilate the debt now! Sure, I’ve known it was there and I have even been focused on it. It’s all out war now. I never want to have my hand forced again just because of debt.
So, what am I going to do about it?
First, I am gonna hit the job hunt full force. I admit, I have been kind of doing it a bit half-ass these past few weeks. I;ve just gotten into a bit of a routine. I get the unemployment, I make a little money on eBay and I watch some Law & Order reruns on cable. It’s a nice routine, but it’s getting me nowhere fast.
Then, I am going to start looking for ways to make extra cash online and other ways. I’ve been published in magazines before, so I will start looking for opportunities like that. I will also start looking for things like paid reviews or maybe even for advertisers for this or some of my other sites.
I might even consider looking for something at the mall for the weekends. It’s the holiday season so a lot of places will be hiring. That means it should not be too difficult to find something – provided I can handle working two jobs. I guess that will depend on what I get for my primary job.
And I am going to squeeze out all the non-necessities out of my spending. I’m going to try to not go to the grocery store (except for produce and milk) until my pantry is completely bare. If there is only taco sauce, peanut butter and rice then I guess I will be eating rice with taco sauce and peanut butter! (eww, maybe not)
I’m keeping the high speed internet but I’m turning the cable off! It might only save $10 a month, but that is something. And in my past experience, if you have high speed cable internet you can usually still get regular basic cable on your television. If not, oh well, I’ll miss you Law & Order reruns.
That’s all I can think of for now. Have you declared war on your debt? Have any tips for other measures I can take in my war on debt? If so, let me know!